🏆 Best card by brand

Best credit card for ⚓ Ultramar gas

Ultramar runs Loyalty Carrousel + AIR MILES. Strong presence in rural Quebec.

Stacked savings

-7.1 ¢/L

with the best stack (1 cards)

Quebec stations

353

Regular avg

178.0 ¢/L

50 L fill

$89.00

posted price

50 L savings

-$3.56

with best stack

🥇 The winning combination

Stack these 1 cards to maximize savings at Ultramar.

1

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

No annual fee. At Gas+ (Canadian Tire/Husky), instant -3¢/L + 4% in Canadian Tire Money. 7%+ effective if you already shop at Canadian Tire.

-7.1 ¢/L No annual fee Net after fee: 7.1 ¢/L
See official program ↗

🔗 Affiliate links. InfoGas may earn a commission when you apply via these links, at no extra cost to you. The discount amounts come from each issuer's official program — verify terms on their site.

🎁 Loyalty program

AIR MILES (in transition). Stack with a 2-4% cash-back card for extra savings.

📊 Quebec network

~190 stations in Quebec, mostly Eastern Quebec and rural. Generally competitive prices.

All applicable cards ranked

Effective per-litre value, net of annual fee amortised over 1,500 L/year.

Card Gross Net

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

-7.1 ¢/L -7.1 ¢/L

Journie Rewards @ Ultramar · -7¢/L after 300 pts

Ultramar-specific
-7.0 ¢/L -7.0 ¢/L

Tangerine Money-Back · 2 % cash back (gas category)

-3.6 ¢/L -3.6 ¢/L

Brim World Elite Mastercard · 2 % universal cash back

-3.6 ¢/L -3.6 ¢/L

RBC ION+ Visa · 3 % cash back (gas and more)

-5.3 ¢/L -2.1 ¢/L

Neo Mastercard · 1% standard, more at partners

-1.8 ¢/L -1.8 ¢/L

CIBC Dividend Visa Infinite · 4 % cash back

-7.1 ¢/L --0.9 ¢/L

Scotia Momentum Visa Infinite · 4 % cash back

-7.1 ¢/L --0.9 ¢/L

American Express Cobalt · 2× points on gas

-3.6 ¢/L --6.8 ¢/L

Desjardins Cash Back World Elite Visa · 1 % to 5 %

-1.8 ¢/L --6.9 ¢/L

⛽ Cheapest Ultramar in Quebec

Map →
Station Regular
9560 - 9319 Quebec Inc.
13 rue Maple, GRENVILLE
152.4 ¢/L
9030-3512 QUEBEC INC
266 rue Malraux, SAGUENAY
159.2 ¢/L
FLAMAND HOLDING INC
1985 Boul. Talbot, SAGUENAY
159.2 ¢/L
Flamand Holding Inc
1333 Boul. du Royaume est, SAGUENAY
159.2 ¢/L
GESTION J & D INC
1016 Boul. Talbot, SAGUENAY
160.8 ¢/L
NUTRINOR ENERGIES
2000 Boul. René-Lévesque, SAGUENAY
160.8 ¢/L

Other brands

Methodology

Ranking combines the instant per-litre discount (combo cards like RBC × Petro-Canada) with loyalty-program value (PC Optimum, Petro-Points) and percentage cashback (applied to the current Quebec reference price: 178.0 ¢/L).

Annual fees are amortised over a typical Quebec driver's 1,500 L/year (~18,000 km at 8.3 L/100). If you drive more, adjust: a $120 fee is 8 ¢/L at 1,500 L but 4 ¢/L at 3,000 L.

This is not financial advice under AMF regulations — it's a public comparison of programs as advertised by each issuer. Verify terms on their site before applying.

Frequently asked questions

What is the best credit card for filling up at Ultramar in Quebec?

The most rewarding combination at Ultramar is "Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+", for roughly 7.1 ¢/L in stacked savings with the best stack. The full ranking, with annual fees amortised, is below.

How much can I save at Ultramar with the right card?

With the best stack (~7.1 ¢/L), a 50 L fill saves about $3.56. Over a year at 1,500 L, the gap between the best and worst card runs into the tens of dollars.

Does Ultramar have a loyalty program?

AIR MILES (in transition). Stack with a 2-4% cash-back card for extra savings.