🏆 Best card by brand

Best credit card for 🏬 Costco gas

Costco prices already run 5-15¢/L below market. CIBC Costco Mastercard adds 3% back on Costco gas.

Stacked savings

-8.4 ¢/L

with the best stack (2 cards)

Quebec stations

18

Regular avg

167.6 ¢/L

50 L fill

$83.80

posted price

50 L savings

-$4.19

with best stack

🥇 The winning combination

Stack these 2 cards to maximize savings at Costco.

1

Costco × CIBC Costco MC · 1 % at the pump

Costco gas does NOT earn the 2% Executive reward.

-1.7 ¢/L No annual fee Net after fee: 1.7 ¢/L
2

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

No annual fee. At Gas+ (Canadian Tire/Husky), instant -3¢/L + 4% in Canadian Tire Money. 7%+ effective if you already shop at Canadian Tire.

-6.7 ¢/L No annual fee Net after fee: 6.7 ¢/L
See official program ↗

🔗 Affiliate links. InfoGas may earn a commission when you apply via these links, at no extra cost to you. The discount amounts come from each issuer's official program — verify terms on their site.

🎁 Loyalty program

Costco membership required (~$60/yr Gold Star, ~$120 Executive — Executive gives 2% reward on most purchases including gas).

📊 Quebec network

~18 stations in Quebec — often the cheapest in their region. Long lines to avoid at peak hours.

All applicable cards ranked

Effective per-litre value, net of annual fee amortised over 1,500 L/year.

Card Gross Net

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

-6.7 ¢/L -6.7 ¢/L

Tangerine Money-Back · 2 % cash back (gas category)

-3.4 ¢/L -3.4 ¢/L

Brim World Elite Mastercard · 2 % universal cash back

-3.4 ¢/L -3.4 ¢/L

RBC ION+ Visa · 3 % cash back (gas and more)

-5.0 ¢/L -1.8 ¢/L

Neo Mastercard · 1% standard, more at partners

-1.7 ¢/L -1.7 ¢/L

Costco × CIBC Costco MC · 1 % at the pump

Costco-specific
-1.7 ¢/L -1.7 ¢/L

CIBC Dividend Visa Infinite · 4 % cash back

-6.7 ¢/L --1.3 ¢/L

Scotia Momentum Visa Infinite · 4 % cash back

-6.7 ¢/L --1.3 ¢/L

Desjardins Cash Back World Elite Visa · 1 % to 5 %

-1.7 ¢/L --7.0 ¢/L

American Express Cobalt · 2× points on gas

-3.4 ¢/L --7.0 ¢/L

⛽ Cheapest Costco in Quebec

Map →
Station Regular
Costco Québec
440 rue Bouvier, Québec
156.9 ¢/L
Costco Sainte-Foy
3233 av. Watt, Québec
158.9 ¢/L
Costco Lévis
1160 rue De la concorde, Lévis
158.9 ¢/L
Costco Rimouski
431 boul. Arthur-Buies est, Rimouski
162.9 ¢/L
Costco Vaudreuil-Dorion
22400 ch. Dumberry, Vaudreuil-Dorion
163.9 ¢/L
Costco Saint-Bruno
1000 boul. Saint-Bruno, Saint-Bruno-de-Montarville
165.9 ¢/L

Other brands

Methodology

Ranking combines the instant per-litre discount (combo cards like RBC × Petro-Canada) with loyalty-program value (PC Optimum, Petro-Points) and percentage cashback (applied to the current Quebec reference price: 167.6 ¢/L).

Annual fees are amortised over a typical Quebec driver's 1,500 L/year (~18,000 km at 8.3 L/100). If you drive more, adjust: a $120 fee is 8 ¢/L at 1,500 L but 4 ¢/L at 3,000 L.

This is not financial advice under AMF regulations — it's a public comparison of programs as advertised by each issuer. Verify terms on their site before applying.

Frequently asked questions

What is the best credit card for filling up at Costco in Quebec?

The most rewarding combination at Costco is "Costco × CIBC Costco MC · 1 % at the pump", for roughly 8.4 ¢/L in stacked savings with the best stack. The full ranking, with annual fees amortised, is below.

How much can I save at Costco with the right card?

With the best stack (~8.4 ¢/L), a 50 L fill saves about $4.19. Over a year at 1,500 L, the gap between the best and worst card runs into the tens of dollars.

Does Costco have a loyalty program?

Costco membership required (~$60/yr Gold Star, ~$120 Executive — Executive gives 2% reward on most purchases including gas).