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Rates.ca — 30+ insurers
Editorial ~5 minBest-known Canadian comparison engine. Instant online quotes from 30+ insurers. Note: providing your contact info means expecting 2-3 broker callbacks.
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Lussier Dale Parizeau — Quebec broker
Editorial Phone callIndependent Quebec brokerage. Often competitive for complex profiles (young drivers, prior claims, rental properties).
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Belair Direct — 100% online quote
Editorial ~3 minDirect insurer — no broker in the middle. Good anchor for comparing against everyone else.
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💡 Maximise your discount
- ✓Get at least 3 quotes. One alone tells you nothing.
- ✓Raise the deductible $500 → $1,000 — cuts the premium 10-15%.
- ✓Bundle auto + home — 10-25% off at most insurers.
- ✓Connected-driving program (Belair Automerit, Intact Drive) — up to 25% if you drive carefully.
- ✓Ask for the CAA / FADOQ member discount — often forgotten.
📋 Editorial commitment
We're not a broker (insurance quoting in Quebec is regulated by the AMF — Autorité des marchés financiers). We point you to recognised comparators and insurers. No link on this page currently earns us a commission; if a partnership is signed, this notice will be updated and affected links clearly marked.
"Editorial" links earn us nothing — they're there for transparency and advice quality.