Quebec stations
0
Regular avg
—
50 L fill
$75.00
posted price
50 L savings
-$3.00
with best stack
🥇 The winning combination
Stack these 1 cards to maximize savings at Olco.
Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+
No annual fee. At Gas+ (Canadian Tire/Husky), instant -3¢/L + 4% in Canadian Tire Money. 7%+ effective if you already shop at Canadian Tire.
🔗 Affiliate links. InfoGas may earn a commission when you apply via these links, at no extra cost to you. The discount amounts come from each issuer's official program — verify terms on their site.
🎁 Loyalty program
No national loyalty program. Local initiatives possible.
📊 Quebec network
~70 Quebec stations, very competitive in some markets (suburbs, regions).
All applicable cards ranked
Effective per-litre value, net of annual fee amortised over 1,500 L/year.
| Card | Gross | Fee | Net |
|---|---|---|---|
| Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+ | -6.0 ¢/L | — | -6.0 ¢/L |
| Tangerine Money-Back · 2 % cash back (gas category) | -3.0 ¢/L | — | -3.0 ¢/L |
| Brim World Elite Mastercard · 2 % universal cash back | -3.0 ¢/L | — | -3.0 ¢/L |
| Neo Mastercard · 1% standard, more at partners | -1.5 ¢/L | — | -1.5 ¢/L |
| RBC ION+ Visa · 3 % cash back (gas and more) | -4.5 ¢/L | $48 | -1.3 ¢/L |
| CIBC Dividend Visa Infinite · 4 % cash back | -6.0 ¢/L | $120 | --2.0 ¢/L |
| Scotia Momentum Visa Infinite · 4 % cash back | -6.0 ¢/L | $120 | --2.0 ¢/L |
| Desjardins Cash Back World Elite Visa · 1 % to 5 % | -1.5 ¢/L | $130 | --7.2 ¢/L |
| American Express Cobalt · 2× points on gas | -3.0 ¢/L | $156 | --7.4 ¢/L |
Other brands
Methodology
Ranking combines the instant per-litre discount (combo cards like RBC × Petro-Canada) with loyalty-program value (PC Optimum, Petro-Points) and percentage cashback (applied to the current Quebec reference price: 150.0 ¢/L).
Annual fees are amortised over a typical Quebec driver's 1,500 L/year (~18,000 km at 8.3 L/100). If you drive more, adjust: a $120 fee is 8 ¢/L at 1,500 L but 4 ¢/L at 3,000 L.
This is not financial advice under AMF regulations — it's a public comparison of programs as advertised by each issuer. Verify terms on their site before applying.
Frequently asked questions
What is the best credit card for filling up at Olco in Quebec?
The most rewarding combination at Olco is "Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+", for roughly 6.0 ¢/L in stacked savings with the best stack. The full ranking, with annual fees amortised, is below.
How much can I save at Olco with the right card?
With the best stack (~6.0 ¢/L), a 50 L fill saves about $3.00. Over a year at 1,500 L, the gap between the best and worst card runs into the tens of dollars.
Does Olco have a loyalty program?
No national loyalty program. Local initiatives possible.