🏆 Best card by brand

Best credit card for 🍁 Irving gas

Irving Rewards offers 5¢/L on the first 100 L per month, then 2¢/L. Stacks with Mastercard.

Stacked savings

-7.1 ¢/L

with the best stack (1 cards)

Quebec stations

138

Regular avg

177.7 ¢/L

50 L fill

$88.85

posted price

50 L savings

-$3.55

with best stack

🥇 The winning combination

Stack these 1 cards to maximize savings at Irving.

1

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

No annual fee. At Gas+ (Canadian Tire/Husky), instant -3¢/L + 4% in Canadian Tire Money. 7%+ effective if you already shop at Canadian Tire.

-7.1 ¢/L No annual fee Net after fee: 7.1 ¢/L
See official program ↗

🔗 Affiliate links. InfoGas may earn a commission when you apply via these links, at no extra cost to you. The discount amounts come from each issuer's official program — verify terms on their site.

🎁 Loyalty program

Irving Rewards (free). Irving Big Stop / Best Western card also useful for road-trippers.

📊 Quebec network

~120 stations in Quebec, mostly Eastern. Dominant in the Maritimes — useful for Gaspé / Atlantic trips.

All applicable cards ranked

Effective per-litre value, net of annual fee amortised over 1,500 L/year.

Card Gross Net

Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+

-7.1 ¢/L -7.1 ¢/L

Tangerine Money-Back · 2 % cash back (gas category)

-3.6 ¢/L -3.6 ¢/L

Brim World Elite Mastercard · 2 % universal cash back

-3.6 ¢/L -3.6 ¢/L

RBC ION+ Visa · 3 % cash back (gas and more)

-5.3 ¢/L -2.1 ¢/L

Neo Mastercard · 1% standard, more at partners

-1.8 ¢/L -1.8 ¢/L

CIBC Dividend Visa Infinite · 4 % cash back

-7.1 ¢/L --0.9 ¢/L

Scotia Momentum Visa Infinite · 4 % cash back

-7.1 ¢/L --0.9 ¢/L

American Express Cobalt · 2× points on gas

-3.6 ¢/L --6.8 ¢/L

Desjardins Cash Back World Elite Visa · 1 % to 5 %

-1.8 ¢/L --6.9 ¢/L

⛽ Cheapest Irving in Quebec

Map →
Station Regular
Couche-Tard #551
4660 av. 1, Québec
158.9 ¢/L
Couche-Tard #564
2800 rue Champfleury, Québec
158.9 ¢/L
Couche-Tard #571
4750 av. 3 ouest, Québec
158.9 ¢/L
Couche-Tard #575
4660 av. de Gaulle, Québec
158.9 ¢/L
Couche-Tard #906
2600 rue Saint-Hubert, Saguenay
159.2 ¢/L
Couche-Tard #910
4024 boul. du Royaume, Saguenay
159.2 ¢/L

Other brands

Methodology

Ranking combines the instant per-litre discount (combo cards like RBC × Petro-Canada) with loyalty-program value (PC Optimum, Petro-Points) and percentage cashback (applied to the current Quebec reference price: 177.7 ¢/L).

Annual fees are amortised over a typical Quebec driver's 1,500 L/year (~18,000 km at 8.3 L/100). If you drive more, adjust: a $120 fee is 8 ¢/L at 1,500 L but 4 ¢/L at 3,000 L.

This is not financial advice under AMF regulations — it's a public comparison of programs as advertised by each issuer. Verify terms on their site before applying.

Frequently asked questions

What is the best credit card for filling up at Irving in Quebec?

The most rewarding combination at Irving is "Triangle Mastercard (Canadian Tire) · 4 % CT Money + Gas+", for roughly 7.1 ¢/L in stacked savings with the best stack. The full ranking, with annual fees amortised, is below.

How much can I save at Irving with the right card?

With the best stack (~7.1 ¢/L), a 50 L fill saves about $3.55. Over a year at 1,500 L, the gap between the best and worst card runs into the tens of dollars.

Does Irving have a loyalty program?

Irving Rewards (free). Irving Big Stop / Best Western card also useful for road-trippers.